For insurance, it is important that the company you are dealing with is going to be able to pay the claim if one is filed. In order to help you know which companies can be depended on, a complex rating system has been devised that tracks insurance company…

As the Internet has grown in popularity, insurance companies have taken measures to be as customer accessible as possible online. This includes comparing quotes between multiple insurance companies, researching coverages and insurance information, and even…

That depends on what kind of insurance you are talking about cancelling, and what kind of refund you are expecting. If you have paid your auto insurance premium for an entire year, for example, you will be entitled to a refund of the unused portion of the…

In a word, yes. You can switch insurance companies any time you are not satisfied with your current company, or for any other reason. One example might be that you purchased a home, and found an insurance company that would offer you a great deal by combining…

The key to this question will be your honesty in filling out the insurance application. As long as you have provided accurate and truthful information, your rates will be locked in, regardless of any claims you may file over time. This does not mean that…

In order to protect policyholders from insurance companies collecting premiums and then canceling the policy, there are only a few reasons an insurance policy can be canceled once it has been put into effect. Yes, your insurance can be canceled, but only…

The answer depends on what kind of insurance you are talking about, whether it is listed as a replacement value item in your policy, and other concerns. As a rule, insurance companies are not traders, and will not "just happen to" have matching replacement…

You may be able to purchase a vehicle without proof of liability insurance, but you will not be allowed to drive it off the lot until it is insured. In the state of Texas, you are required to have liability on your vehicles at all times, including vehicles…

Within reason, you can cancel your car insurance policy at any time. In reality, this means that you can notify your insurance company you wish to terminate the policy at the beginning of the next billing cycle. If you do not give the insurance company sufficient…

When dealing with insurance companies and their agents, it may be of some importance to understand the titles, expressed as letters after the name, which ensure you are dealing with a well-trained and experienced professional. Just as all insurance companies…