Under normal circumstances, your personal property, including recreational equipment such as bicycles, is covered under the personal property portion of a homeowners or renters insurance policy. The problem is, your bike may not qualify for coverage if you…

My apartment was burglarized and my imac desktop computer was stolen. The insurance agency says the computer can be replaced for $1200.00 and then they depreciated it down to 464.00, since the computer was approximately 2 years old. This seems like a ridiculous…

While having the receipts for your purchases is the preferred method of proving you owned items that have been stolen or destroyed, there are other methods that will work as well. The best idea might be to call your insurance agent and ask them what sort…

Renters insurance is a special type of homeowners policy, designed specifically to include personal property and liability concerns for a tenant. If your property is covered under a renter's insurance policy, the cost of the ring will be paid to you, up to…